Stablecoin Remittances: The Cross-Border Payments Opportunity

Knowledge Center
June 26, 2025
June 26, 2025

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Cross-border remittance payments are a critical financial lifeline for families around the world, but the existing system is inefficient and costly. Remittances to low- and middle-income countries reached more than $685B in 2024, yet the average fee to send a $200 transfer was still more than 6.6%. For households relying on these funds for daily necessities, that friction has a material impact on everyday life.

Stablecoins offer a compelling alternative. Settlement costs on high-throughput public blockchains can fall below $0.01, and value moves in minutes, not days. But fragmentation across chains, user ecosystems, and regulatory regimes has limited stablecoin remittances at scale, particularly in emerging-market corridors where the impact could be greatest.

Stablecoin Remittances: The Cross-Border Payments Opportunity explores how issuers can effectively break into the remittances market, and how interoperability infrastructure enables them to operate across jurisdictions while maintaining fungibility, compliance, and redemption assurance. Get insights on:

  • How cross-chain interoperability (via Circle’s CCTP and Axelar’s ITS) supports native redemption without added complexity.
  • Why region-specific blockchain preferences require multichain issuance strategies.
  • How evolving regulatory regimes (GENIUS Act, MiCA, MAS) shape product design and settlement flows.
  • Where stablecoin issuers can expand into adjacent financial services once remittance rails are established.

Fill out the form to download the full report and learn how stablecoin-based remittances can drive both market expansion and meaningful real-world economic impact.

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